Terms & Conditions

01Acceptance of Terms

Welcome to Finlytyx AI Labs ("Finlytyx," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of the website located at www.finlytyx.com (the "Website"), including all content, services, and functionality offered through it.

By accessing or using this Website, you confirm that you are at least 18 years of age, have the legal capacity to enter into a binding agreement, and agree to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must discontinue use of the Website immediately.

02Use of the Website

You agree to use this Website only for lawful purposes and in a manner consistent with all applicable local, national, and international laws and regulations. Specifically, you agree that you will not:

• Use the Website in any way that is unlawful, harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable.
• Attempt to gain unauthorised access to any part of the Website, its server, or any database connected to it.
• Introduce or transmit any viruses, malware, or other malicious code that may damage, disrupt, or interfere with the Website's operation.
• Use automated scripts, bots, or crawlers to scrape, extract, or harvest content from the Website without our prior written consent.
• Misrepresent your identity, affiliation, or intent when submitting contact forms or any other communication through the Website.
• Engage in any activity that places an unreasonable or disproportionate load on the Website's infrastructure.

Finlytyx AI Labs reserves the right to suspend or terminate access to the Website for any user who violates these Terms, without notice and without liability.

03Intellectual Property

All content published on this Website — including but not limited to text, graphics, logos, icons, images, videos, case studies, blog articles, product names (OpenMCQ, FinX, ERPFi), and software code — is the exclusive intellectual property of Finlytyx AI Labs Pvt. Ltd. or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to access and view the Website's content for personal, non-commercial informational purposes only. This licence does not include:

• Reproducing, distributing, or publicly displaying any Website content without prior written permission.
• Modifying, reverse-engineering, or creating derivative works based on the Website's content or codebase.
• Using our trademarks, service marks, or brand assets without explicit written authorisation.
• Framing or mirroring any part of the Website on another site without our consent.

Any unauthorised use of our intellectual property may constitute an infringement and may subject you to civil or criminal penalties.

04Privacy Policy

Your use of the Website is also governed by our Privacy & Cookie Policy, which is incorporated into these Terms by reference. The Privacy Policy explains how we collect, process, store, and protect your personal data when you interact with our Website.

By agreeing to these Terms, you also acknowledge and consent to the data practices described in our Privacy & Cookie Policy. We strongly encourage you to read this Policy carefully before submitting any personal information through the Website.

05Links to Third-Party Websites

Our Website may contain hyperlinks to external websites, partner platforms (such as openmcq.com or finx.finlytyx.com), or third-party tools that are not owned or operated by Finlytyx AI Labs. These links are provided for convenience and informational purposes only.

Finlytyx AI Labs does not endorse, control, or assume any responsibility for the content, accuracy, privacy practices, or availability of any third-party websites. Accessing these external sites is entirely at your own risk and subject to the terms and conditions of those respective websites.

• We are not liable for any loss or damage arising from your use of or reliance on any third-party content or services.
• The inclusion of a link on our Website does not imply any association, sponsorship, or approval of the linked site or its operators.
• You should review the privacy and terms policies of any third-party website you visit.

06Disclaimer of Warranties

The Website and all its content are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, Finlytyx AI Labs expressly disclaims all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
• Warranties that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.
• Warranties that the information, content, or materials on the Website are accurate, complete, current, or reliable.

07Limitation of Liability

To the maximum extent permitted by applicable law, Finlytyx AI Labs, its directors, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Website or its content.

This includes, without limitation, damages for:

• Loss of revenue, profits, data, or business opportunities.
• Business interruption or loss of goodwill.
• Errors, omissions, or inaccuracies in the Website's content.
• Unauthorised access to or alteration of your transmissions or data.
• Conduct of any third party linked to or through the Website.

Where liability cannot be excluded by law, our total liability to you for any claim arising from your use of the Website shall be limited to the greater of INR 500 or any amount paid by you directly to Finlytyx AI Labs in the three months preceding the claim.

08Changes to Terms and Conditions

Finlytyx AI Labs reserves the right to revise, amend, or update these Terms at any time at its sole discretion. All changes will be effective immediately upon being posted on this page, along with an updated "Effective Date."

It is your responsibility to review these Terms periodically. Your continued use of the Website following the posting of any revised Terms constitutes your acceptance of those changes.

If we make material changes that significantly affect your rights or obligations, we will make reasonable efforts to notify you through a prominent notice on our Website or, where we hold your contact details, via direct communication.

09Contact Information

If you have any questions, concerns, or feedback regarding these Terms and Conditions, or if you wish to request permission for any use of our intellectual property, please reach out to us through the following channels:

These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in India.